{"product_id":"flip-the-balance-the-debt-free-plan-for-people-who-owe-more-than-theyve-saved","title":"FLIP THE BALANCE: The Debt-Free Plan for People Who Owe More Than They've Saved","description":"\u003cp\u003eOwe more than you've saved? You're not bad with money. You've just never had a plan built for your situation.\u003c\/p\u003e\n\u003cp\u003eFLIP THE BALANCE is a practical, step-by-step guide for turning a negative balance into a positive one, even if you're starting from zero savings.\u003c\/p\u003e\n\u003cp\u003eInside, you'll learn how to:\u003c\/p\u003e\n\u003cp\u003eGet a clear picture of exactly what you owe and what you earn\u003c\/p\u003e\n\u003cp\u003eChoose the payoff method that fits you (snowball vs. avalanche)\u003c\/p\u003e\n\u003cp\u003eBuild a small starter cushion so one surprise bill doesn't undo your progress\u003c\/p\u003e\n\u003cp\u003eCut costs without feeling deprived\u003c\/p\u003e\n\u003cp\u003eNegotiate with lenders and creditors\u003c\/p\u003e\n\u003cp\u003eStay motivated until the balance finally flips\u003c\/p\u003e\n\u003cp\u003eNo jargon. No judgment. Just a clear plan you can start today.\u003c\/p\u003e\n\u003cp\u003ePerfect for: anyone with debt, low savings, and a desire for a fresh start.\u003c\/p\u003e","brand":"Smart guide press ","offers":[{"title":"Default Title","offer_id":67890555683138,"sku":null,"price":14.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1043\/4399\/4690\/files\/file_00000000c51c81f4b9bb65648032eaea.png?v=1792938611","url":"https:\/\/smartguidepress.study\/products\/flip-the-balance-the-debt-free-plan-for-people-who-owe-more-than-theyve-saved","provider":"Smart guide press ","version":"1.0","type":"link"}